From Dr. Teitelbaum's latest newsletter: Jackie's joke— A frog walks into a bank & up to the teller. He says to the teller, "Hey Honey, I want a loan." The teller looks down at him & responds, "First of all, my name is not Honey, it is Patricia Whack. Secondly, I can't give you a loan because we don't give loans to frogs." After a few minutes of debate about the loan, the teller explains that for a loan, one must have collateral & frogs don't have any collateral, therefore, no loan. With that, the frog states that he actually does have collateral & offers it up to the teller. He places a small white ceramic elephant in the teller's window. Seeing the frog, the teller picks it up, looks at it and announces that she has to discuss this with her branch manager & asks the frog to wait. So, the teller takes the little white ceramic elephant into her manager's office and says, "You aren't going to believe this. I ha...